Cultural Insurance Services International
The University of Rhode Island
World Class Coverage Plan Designed For The University of Rhode Island Participants and their Dependents
This plan is provided by Cultural Insurance Services International and underwritten by Ace American Insurance Company
If your Spouse or Child is accompanying you, please re-click on Enroll Now again.
Coverage Summary for Policy #
GLM N14285581
Schedule of Benefits
| COVERAGE AND SERVICES | MAXIMUM LIMITS |
|---|---|
| TRAVEL ACCIDENT INDEMNITY INSURANCE | |
| Accidental Death & Dismemberment Per Insured Person: | $25,000 |
| ACCIDENT AND SICKNESS INSURANCE | |
| Medical Expense (per Covered Accident or Sickness): | |
| Deductible | (zero) |
| Benefit Maximum | $250,000 @100% |
| TRAVEL ASSISTANCE INSURANCE | |
| Emergency Medical Reunion | $3,000 |
| Trip Cancellation (including Terrorism) | $1,000 |
| Trip Delay | $1,000 ($200/day) |
| Trip Interruption | $1,000 |
| PERSONAL PROPERTY INSURANCE | |
| Personal Property | $3,000 (max per item or set of items $1,500) |
| EVACUATION AND REPATRIATION INSURANCE | |
| Emergency Medical Evacuation | 100% Covered Expenses |
| Return of Baggage & Personal Property | $3,000 per trip |
| Repatriation of Mortal Remains | 100% Covered Expenses |
| Return of Baggage & Personal Property | $3,000 |
| Security Evacuation (Comprehensive) | $100,000 ($1M Aggregate) |
| Transportation of Baggage & Personal Property | $3,000 per Occurrence |
| NON-INSURANCE SERVICES | |
| Team Assist Plan (TAP): 24/7 medical, travel, technical assistance | |
| PERSONAL LIABILITY COVERAGE | |
| Maximum Benefit Per Claim | $500,000 |
| Deductible per Personal Property Claim | $0 |
| Medical Payments Coverage | $25,000 |
| Additional Living Expenses | $10,000 |
| Payment of Deductible under Homeowner's Insurance | $1,000 |
| Aggregate Limit per Insured | $500,000 |
Please contact the Team Assist line by phone at +1 312-935-1703 (collect calls accepted) or email medassist-usa@axa-assistance.us. The TeamAssist Emergency Assistance Provider is AXA Assistance.
Non-Emergency questions may be directed to CISI at 203-399-5130 (toll free 800-303-8120).