Cultural Insurance Services International
St. Francis College
Policy Number
CC001397
Questions?
Benefit or Claim Questions?
Contact CISI
(9AM-5PM EST Mon-Fri)
Phone: 1-203-399-5130
(toll free 1-800-303-8120)
Email: inquiries@mycisi.com
Enrollment Questions?
Email:
cisiwebadmin@mycisi.com
Phone: 203-399-5556
World Class Coverage Designed for St. Francis College Students
Self-Enrollment Information and Self-Enrollment Refund Policy
Eligible Participants must enroll for the full duration of their program with St. Francis College. They can enroll for a semester at a time. Enrollments by term/semester are permitted only if subsequent study periods are unknown. The earliest the coverage can begin is two days from enrollment. Rates are based on full semester term and are not prorated. If coverage for another term is not purchased prior to the expiration of the current policy term, Eligible Participants will not be able to retroactively enroll (i.e. backdate the effective date) under any circumstances. Certain policy conditions (such as the waiting period for pre-existing conditions) will automatically reset in the event that coverage periods are not consecutive.
Premium refunds are based on the following:
Premium Refund – If an Eligible Participant cancels prior to their insurance start date, a full premium refund will be issued back to them. Once the policy has started, there are no refunds on the semester rate.
Semester Rates Will Apply for The Following Dates:
Fall Semester, Coverage from August 15, 2026, through January 15, 2027
(be sure to enter the semester dates when prompt for insurance start and end date)
Fall Semester Rate $1,343.00
Spring Semester, coverage from January 16, 2027, through May 12, 2027
(be sure to enter the semester dates when prompt for insurance start and end date)
Spring Semester Rate 1,030.50
Summer Semester, Coverage from May 13, 2027, through August 14, 2027
(be sure to enter the semester dates when prompt for insurance start and end date)
Summer Semester Rate $820.00
To Secure coverage for the Full Year, please enroll again by clicking on the appropriate link above. Please note, if you are enrolling by semester, it is your responsibility to enroll again for the next semester. We do not send out reminders.
Coverage Summary
Schedule of Benefits
| Medical Expenses (Per Covered Accident Or Sickness): | In-Network | Out-of-Network |
|---|---|---|
| Benefit Maximum | $150,000 | $150,000 |
| Deductible per Occurrence | $50 | $50 |
| Coinsurance | 90% | 70% |
| Student Health Center Copay | $30 | $60 |
| Hospital Copay | $150 | $300 |
| Urgent Care Copay | $30 | $60 |
| Emergency Room Copay | $350 | $700 |
| MRI/Cat Scan Copay | $150 | $300 |
Please contact the Team Assist line by phone at 1-888-505-2474 or by email at CISIAssist@RobinAssist.com. The Team Assist Emergency Assistance Provider is Robin Assist. For Non-Emergency questions may be directed to CISI at 203-399-5130 (toll free 800-303-8120).