Arkansas State University

Policy Number



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World Class Coverage Plan Designed For Arkansas State University

This plan is provided by Cultural Insurance Services International and underwritten by Arch Insurance

Coverage Summary for Policy


Coverages and Services Maximum Limits
Accidental Death & Dismemberment:
Aggregate Limit Per AccidentPer Insured $10,000 (aggregate limit $1,000,000)
Medical Expense (per Accident or Sickness): $100,000 @ 100%
Deductible $0 (zero)
Mental and Nervous:
Outpatient Up to $2,000
Inpatient Up to $5,000
Specified Therapies and Spinal Manipulation:
Outpatient Limit Up to $500 max, $50 per visit, max 10 visits/incident
Accidental Dental Up to Accident Medical Expense Limit
Dental, Relief of Pain Up to $500 max ($250 per tooth)
Limit for:
Emergency Medical Evacuation $100,000
Repatriation/Return of Mortal Remains $100,000
Pre-Existing Coverage Up to $500
24/7 Team Assist Package & CISI Crisis Team Included
CISI In-House Crisis Team Included
Emergency Medical Reunion Up to $2,500 ($200/day)
Baggage and Personal Effects (checked with common carrier) $50 deductible, $100 per article up to $200 maximum
Comprehensive Security Evacuation $100,000 per insured